How Debt Settlement Works - First Step Debt Resolution

All of our clients are treated as an individual and not a number in a computer. We review each case on a case by case basis and negotiate the best terms on your behalf. Often reducing your debt by 40 to 60% and can lower your monthly payments by 50%. Based on what you can afford to pay into your settlement account we determine how many months it will take to become debt free!

This is not credit counseling and we only work for you not the creditors.

Debt We Can Help Settle

Debt Not Eligible For Settlement

Credit Card Debt

Unsecured Loans

Unsecured Personal Loans

Unsecured Personal Lines of credit

Collections, Repossessed Autos

Medical Bills

Home Mortgages

Student Loans

Car Loans

IRS Debt

Secured Loans

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Disclosures Program fees are calculated within the program’s payments and depend on the amount of debt entered in the program. Payment and settlement figures are calculated based on most recent program completion information. We do not guarantee that your debts will be lowered by a specific amount or percentage, or that you will be debt-free within a specific period of time. Although credit is typically being negatively affected prior to entering the program, credit will be effected in the program as well. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice. Please ask your debt settlement counselor about the effects of the program and how the program will benefit you compared to other debt resolution programs available. Our goal is to help clients improve their credit worthiness, and save the most amount of money and time in reaching the ultimate goal of becoming debt free.
Non-Serviced States: Colorado, Connecticut, Idaho, Illinois, Kansas, North Carolina, Ohio, Oregon, South Carolina, Washington State, West Virginia, Wisconsin